WaFd Bank Small Business Solutions

As a well known local bank, we offer hard-working account and loan options to make it easy to manage your business.

Why WaFd Bank is the Best Bank for Small Business

Simple Business Checking Accounts

Simple and direct, perfect for managing a small business. Designed for businesses with lower monthly transactions and maintaining lower balances.

Only $100 initial deposit to open

Open an Account

Business Term Loans

If your business needs to purchase equipment, make capital improvements, or finance future expansion, Business Term Loans are the ideal solution.

Up to $500,000

Typically 1-7 years

We tailor the loan to your cash flow

Apply at a Branch

Business Line of Credit

Managing cash flow while owning a business can be difficult. Our Business Lines of Credit are customized to your needs to give you access to funds when you need them.

Up to $500,000

Find a Community Banker

Commercial Real Estate Financing

Commercial real estate financing options are available to acquire real estate or leverage real estate currently owned in the form of a line of credit for business needs.

Up to $1,000,000

Find a Community Banker

Merchant Services

Heartland Payments empowers merchants to quickly and securely process the many payment methods customers want to use, from debit and credit cards, to gift cards, recurring payments, contactless and online payments.

Payroll

Heartland Payroll Processing allows you to quickly and confidently submit payroll and payroll taxes on time and simplifies payroll compliance and HR administration.

Apply Online